Do you know about the Housing Trust Fund of Santa Barbara County’s Workforce Homebuyers Program? It provides low-to-middle income home buyers down payment loans, which enable them to secure conventional financing and removes financial barriers to the dream of home ownership by lowering home acquisition and carrying costs. The loans enable qualified working families and individuals to buy a home that provides a stable residence that strengthens the family and the neighborhood. The Workforce Homebuyer Program provides down payment loans up to $75,000 in Carpinteria and $100,000 in South Santa Barbara County.

Since its launch in fall 2017, the program has helped 11 first-time homebuyers purchase homes in Goleta, Santa Barbara, Noleta and Buellton. The workforce homebuyer loans enable employees to put down roots in a community and allows employers to attract and retain high quality employees that are vital for a thriving economy and vibrant communities. Learn more about the program here: https://www.sbhousingtrust.org/programs/workforce-homebuyer-program.